Main risk analysis and control measures of engineering guarantee
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(a) the risk and control of the performance capability of the customer
The main performance of the risk of customer compliance capacity: customer legal qualification certificate material is not perfect, the enterprise qualification level does not meet the requirements of engineering construction, enterprise financial situation is not good, the construction of enterprise experience is not rich, etc..
Any of the above problems, will likely lead to the risk of the Guarantee corporation.
Risk control measures: due diligence on the enterprise, the specific work is as follows:
L, guarantee the legal subject qualification of the applicant: including business license, legal person code card, tax registration certificate, loan card, articles of association and qualification grade, etc..
2, enterprise characteristics and management level, the operating status of the survey: including past experience, honor, organization and management information, industry and competitors, economic strength, business performance, etc..
3, guarantee the financial status of the applicant: through the field survey angle, check the physical, personnel visit, to understand the past engineering records, in the construction of the performance records and other methods to audit the financial statements of the enterprise.
4, the applicant's capacity to build, that is, the enterprise for the project in the people, financial, and material aspects of the preparations are in place.
5, through the investigation of third parties: through the construction of the competent departments, banks, business, tax and court and other units of the visit, to further understand the real business situation of enterprises.
According to the information collected from the survey, the division of the enterprise performance ability to score, determine the level of enterprise performance ability, determine whether to cover.
(two) process control risk and its control
In the construction process of neglect of investigation and the lack and construction supervision mechanism for the exchange of information, thereby ensuring people can't timely detection of problems, resulting in the original is possible in a timely manner to resolve or prevent defaults to the reality of the compensatory.
Construction supervision unit is the most important bridge between the owner and the construction unit, as the independent and professional third party, directly to the construction progress, construction quality and other important performance factors, these opinions for Guarantee Corporation to understand the construction process, the risk and the risk of evidence, claims and other links provide an important basis, in the process of engineering construction supervision and guarantee the effective combination, can effectively for each participating in the process to the results of the complete firewall.
Therefore, it is recommended that the company sent to the construction site to the construction site, consult the supervision of the company, to participate in the relevant engineering meetings, as soon as possible to find the problem, solve the problem.
(three) risk and control of the security measures
When the inevitable breach of the contract, the contractor, due to improper settings of the anti security measures, the disposal of the weak, so that the loss of the Guarantee corporation could transfer to change their own.
Control: through the combination of the project, such as the deposit, the property mortgage, the pledge of stock rights, the pledge of intangible assets, the personal unlimited liability, the third party guarantee and so on, as far as possible to improve the cost of the applicant's breach of contract, to avoid the risk of subjective default.
The success of the counter guarantee measures to grasp the core assets of the guarantor, to avoid the moral hazard of the guarantor, and once the breach of contract, it can be through the disposal of the Guarantee Corporation to minimize the risk of the.
(four) human resource risk
On the one hand, because of the lack of professional talents or lack of training and learning, the project can not be completed successfully; on the other hand, it is the lack of professional ethics, the management of the Guarantee corporation.
Control measures: it is recommended that the company implement the system of double - Implementation of due diligence, at least by the project manager A angle and product manager B angle of two people, at the same time, A angle, B angle from different angles independently published comments and the authenticity of the submission of information. A, B angle independent review system reduces the risk of the project managers to investigate the cause of the lack of moral factors or false.